Expert Witness & Attorney
Workers Compensation Insurance Premium Disputes

Art Levine Articles

Measuring Loss Development

Want to find out how well an insurer estimated its workers’ compensation losses in a given state over time?  Or, compare several insurers’ workers compensation loss development in a given state?  As they say, “Good luck with that.”  Insurers aren’t requir...

Posted Thursday, March 13, 2014

A “negative” loss ratio?!

What’s better for an insurer than a very low loss ratio?  A negative one!  How is this even possible?  According to the California Department of Insurance’s Market Share Report for workers compensation, State Compensation Insurance Fund’s 2011 loss ratio was an astou...

Posted Thursday, March 13, 2014

Are executive officers or directors of the company covered under its workers' compensation policy?

Generally, all employees of the company, as legally defined, including corporate officers and directors, must be included in the policy unless they are the sole owners of the firm. In the case of sole owners, they may elect not to be covered. Several sections of the California Labor Code must be con...

Posted Friday, January 3, 2014

Workers comp predictive modeling presents challenges to self-insured groups

Here is a great article from the Business Insurance website on workers comp predictive modeling presents challenges to self-insured groups  http://www.businessinsurance.com/article/20131103/NEWS08/311039977?tags=|304|92 While this article specifically addresses claim-modeling, it&rsqu...

Posted Monday, November 18, 2013

Here are a few “P.S.’s” to the author’s five points

Here is an interesting article we noted, and a few comments:  5 Tips about Workers’ Compensation Coverage http://www.wbsonline.com/resources/5-tips-about-workers-compensation-coverage/    .  Refusal to cooperate in an audit can result in a “...

Posted Thursday, November 14, 2013

How long do insurers have to sue for workers compensation premium?

For the first time, a California appellate court has determined the time period within which a workers compensation insurer must sue for premium.   State Fund cancelled Walldesign’s policies for non-payment effective 12/15/03.  The payroll audits were conducted “be...

Posted Monday, January 30, 2012

Navigating Workers Compensation Premium Disputes

This article appeared in the Journal of Workers Compensation, Spring, 2005, pp. 9-26 in slightly edited form. NAVIGATING WORKERS COMPENSATION PREMIUM DISPUTES   Executive Summary   Workers compensation insurance premium disputes can be complex, expen...

Posted Friday, January 27, 2012

Workers Compensation Insurance Premium Disputes

Note: The following article appeared in the California Bar Journal. “An Insurance Premium Headache: Workers Compensation Insurance Premiums Present A Huge Expense and A Confusing Weave of Regulations.” Mandatory Continuing Legal Education (MCLE) Self-Study Article.  August, 200...

Posted Monday, April 14, 2008

Read My Book

Levine Book Levine on California Workers Compensation Premium and Insurance

A Comprehensive Practical and Legal Guide to Premium and Insurance Issues, Strategies, and Disputes

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