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State Fund (SCIF)

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State Compensation Insurance Fund (State Fund)

What is the State Fund and how does it operate?

Posted Friday, March 7, 2008

State Fund Introduction

The State Compensation Insurance Fund (State Fund or SCIF) is a unique, complex, and vitally important California entity. • It is by far the state’s largest workers compensation insurer. • It is a creation of the state—many employers refer to it as “the state,&rdq...

Posted Monday, February 13, 2012

History and Legal Authority

In 1911 the California Legislature enacted the Roseberry Act, which was an elective rather than a compulsory compensation act. Section 21, Article XX, of the California Constitution, adopted the same year, expressed a basic policy supporting workmens compensation but did not expressly provide for st...

Posted Monday, February 13, 2012

Organization and Operations

The SCIF is run by a five-member board of directors who serve staggered 5-year terms. One board member must be from organized labor. The governor appoints the chairperson who serves at the governor’s pleasure. The director of industrial relations, the speaker of the assembly, and the president...

Posted Monday, February 13, 2012

Insurer of Last Resort

The State Fund may “decline to insure any risk in which the minimum requirements of the industrial accident prevention authorities with regard to construction, equipment, and operation are not complied with, or which is beyond the safe carrying of the fund. Otherwise, [it] shall not refuse to ...

Posted Monday, February 13, 2012

Read My Book

Levine Book Levine on California Workers Compensation Premium and Insurance

A Comprehensive Practical and Legal Guide to Premium and Insurance Issues, Strategies, and Disputes