Recent cases I've handled included these issues, among others:
Was the premium
Was the insurer's
Should the insurer's
have identified the information sooner?
Was the insurer's debit
Can the insurer change the
How far back
can the insurer collect premium due to audit changes?
Is the insurer's premium program legal? Does it violate its
with regulatory authorites?
Can the insurer
refuse to cover
a company if an affiliate is insured elsewhere?
Should the employer's
be considered fraudulent, or are the classification rules too complicated for the typical employer to understand?
affect the experience modification?
Can the WCIRB attribute the
old owner's claims experience
to the new owner?
Can the insurer characterize
as employees and charge premium?
Can a licensed-
also have an experience modification?
Has the District Attorney overstated premium
Did the underwriter use
What are the risks of "making things worse" if an
evidence of coverage
bogus when issued? Should the broker have known?
Did the purchased insurance comply with
and then late-issue experience modifications retroactively?
How do the
employer's unique operations
affect its classification?
a classification's history
, and how should the changes be interpreted?
Could the insurer refuse to accept
reconstructed payroll records
What is the effect on the experience modification if the
contracts with the new owner
as a consultant